Privacy Policy

Effective Date: September 1, 2025
Last Updated: September 13, 2025

InclusiFi (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website at https://inclusifi.org (the “Site”) and our services (the “Services”). By using our Site or Services, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use immediately.

1. Information We Collect

We may collect the following types of information:

a. Personal Information You Provide

Name, address, email, and phone number.
Social Security Number (SSN) or Employer Identification Number (EIN), where required for financial applications.
Financial information such as bank account details, income, and credit history.
Business information such as business name, ownership structure, and tax identification number.
Any documents you upload or provide to us as part of an application.

b. Automatically Collected Information

IP address, browser type, operating system.
Usage data such as pages visited, time spent, and referring website.
Cookies and similar technologies to improve functionality and user experience.

c. Information from Third Parties

Credit reports and scores from credit bureaus.
Verification data from government agencies and partners.
Referrals or information provided by partner organizations.

2. How We Use Your Information

We use your information to:

Process loan and service applications.
Verify identity and prevent fraud.
Provide financial education, technical assistance, and advisory services.
Communicate about your account, applications, or upcoming events.
Comply with legal, regulatory, and reporting obligations.
Improve our Site and Services.

3. How We Share Your Information

We do not sell your personal information. We may share it in the following cases:

With service providers: Vendors that help us with application processing, technology, or communications.
With financial and regulatory partners: To meet compliance, reporting, or funding requirements (e.g., CDFI Fund, partner banks).
For legal purposes: When required by law, court order, or government request.
In business transfers: If we merge, acquire, or restructure, your information may be transferred.

4. Cookies and Tracking Technologies

We use cookies and similar tools to:

Remember user preferences.
Track website traffic and usage patterns.
Improve functionality and security.

You may adjust your browser settings to disable cookies, but some features of the Site may not function properly.

5. Data Security

We implement administrative, technical, and physical safeguards to protect your
information. However, no method of transmission over the internet or electronic storage
is completely secure. We cannot guarantee absolute security.

6. Data Retention

We retain your information only as long as necessary for the purposes outlined in this
Policy, or as required by law, contract, or regulation.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

Access, correct, or update your personal information.
Request deletion of your information, subject to legal and regulatory obligations.
Opt out of non-essential communications.
Request a copy of your data in a portable format.

To exercise these rights, contact us at the information below.

8. Children’s Privacy

Our Site and Services are not directed to children under 13 (or under 16 in certain jurisdictions). We do not knowingly collect personal information from children.

9. Third-Party Links

Our Site may link to third-party websites. We are not responsible for their privacy practices. Please review their privacy policies before providing information.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised “Last Updated” date. Your continued use of the Site after changes are posted means you accept those changes.

11. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:

InclusiFi
380 Columbia Drive, Suite 100, West Palm Beach, FL 33409
info@inclusifi.org
(561) 845-8055